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1st Alliance Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
FHA
Conventional
USDA
VA

FHA
96.5% LTV 30 year fixed as low as 600 credit score. Credit requirements on FHA loans tend to be less strict than conventional financing, yet borrowers still benefit with a lower down payment and lower interest rate.

Conventional
Conventional loans up to 97% LTV Fixed Rate and ARM's. Conventional loans are secured by government sponsored entities such as Fannie Mae and Freddie Mac. Conventional loans require a strong credit and employment history. Interest rates on conventional loans tend to be most competitive.

USDA
100% LTV 30 year fixed No Down Payment

VA
100% LTV No Down Payment as low as 600 credit score. VA loans are available to those who qualify by military service. Typically VA loans require the borrower to have a strong credit history, although this program has the ability to make exceptions in certain situations. This program allows 100% financing with no monthly mortgage insurance, while offering lower interest rates.



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.